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As specialist London Mortgage Advisers, we offer our Private Clients advice on all aspects of financial planning, including specialist pension advice, tax and trust mortgages.
At Seacco we aim to build a long term relationship with our clients by providing ongoing advice as their circumstances change.
Recent changes in the economic climate have led to a fundamentally changing credit landscape. By concentrating on developing a close working relationship with access to a wide range of lenders, from High Street Banks and Building Societies to International Private Banks, we have the ability to offer you products from the whole of market. If you are a first time buyer or a homeowner, we will be able to help you identify the mortgage solution specific to your requirements. Whether you are looking to purchase or refinance your residence, we continually evaluate the market to ensure that we offer you the most up to date advice.
Remortgaging can be a great way of reducing your monthly outgoings or releasing equity for other expenses. Many lenders are now offering more competitive interest rates to attract new customers, and switching can be easier than you might think. When assessing your situation we will assess all the fees and charges that are payable to switch from your existing lender such as exit fees, arrangement fees, early repayment charges, legal fees, and mortgage valuation costs. It is important to calculate any costs against what you will save in interest repayments. Remortgages can offer you peace of mind through the security of a fixed rate or debt consolidation, maximum savings taking advantage of the low interest rates and could allow you to release cash for other purchases.
With the current stock market volatility, low savings rates and maintained strength in the property market, buy to let investments are an attractive income investment, especially as rates are low and as a result have seen resurgence in recent times. Lower house prices, rising rents and improving mortgage deals are tempting investors once more and this has restored much faith in the buy to let market. If you are planning on investing, or just want to know more, we can advise you on the most suitable mortgage products.
With our knowledge and London mortgage broker expertise we can help you understand the best mortgage product to suit your individual needs. Help to Buy and New Buy are government-backed schemes that could help you get a new build property with just a 5% deposit required.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of a maximum of £250 or 1% of the loan amount, if greater, is payable on completion. Typically this will be £399.